Privacy Policy

This Privacy Notice sets forth the information gathering, use and dissemination practices of Coba Marketing Group (“CMG”) in connection with the website www.coba-marketing.com. This Privacy Notice addresses CMG’s practices regarding information collected only directly through, or from, its website – it does not address or govern any information collected through any other medium, including, without limitation, from or via telephone, facsimile, postal mail, personal delivery, or other or additional offline means or media.

Except as provided below, CMG does not share any personally identifiable information obtained on its website with, or sell information obtained on this website to, any company or marketing group external to CMG and its affiliates. CMG may, however, share aggregate information with other persons or entities for purposes determined by CMG to be appropriate.

CMG may disclose personally identifiable information (i) to a third party pursuant to a subpoena, court order, or other form of legal process or in response to a request by or on behalf of any local, state, federal, or other government agency, department, or body, whether or not pursuant to a subpoena, court order, or other form of legal process, or (ii) to another entity with which CMG enters, or reasonably may enter, into a corporate transaction such as a merger, consolidation, acquisition, or asset purchase, or (iii) to a third party if determined by CMG in its sole judgment that such disclosure is appropriate to protect the life, health, or property of CMG or any other person or entity. (The foregoing is not intended to obviate or displace any legal obligations or duties applicable to CMG and (iv) as determined by CMG to be necessary for CMG to fulfill the purpose for which the information was provided).

CMG takes reasonable measures to protect the information shared with us on the www.coba-marketing.com website and sub-domains from being accessible by unauthorized personnel. CMG has implemented certain safeguards, both technological and procedural, as it has determined to be appropriate, to protect against inadvertent loss or unauthorized access of personal information. There is no guaranty that any such safeguards will be effective.

CMG may, during debt recovery, share personally identifiable Information with the national credit reporting agencies. In the event that information related to your account is shared with the national credit reporting agencies, all reporting will be conducted in accordance with applicable credit reporting laws.

Personal information contained in e-mail sent by individuals may be used by CMG to answer questions, follow-up on suggestions or complaints, process requests or transactions, or improve the level of service provided by CMG.

CMG may utilize website tuning or analytics tools or cookies which track pages viewed, IP Address, Date and Time, or other information necessary for CMG to maintain proper functionality of the aforementioned website and to assist with website improvements. Use of analytics is at the sole discretion of CMG. You may choose to disable cookie usage via your browser; however, doing so may impact the usage of the website. CMG collects and stores the e-mail addresses of users that communicate with CMG via e-mail or website and sub-domains as well as information knowingly provided by website or email users. CMG does not respond to Do Not Track (DNT) signals.

CMG, at its sole discretion, may change the privacy notice at any time. Changes to the privacy notice will be posted on the website and will remain in place until a newer revision is published. It is the responsibility of the user of the CMG website to review the policy notice for any change since their last visit.

Updated: April 2018